Q:Hi,
I am trying to complete the purchase of a house on friday with exchange tomorrow. The only thing holding it up is the offer of the mortgage which is currently with the underwriters. I have chased my broker and the building society branch and they keep saying it will be out today (that was yesterday), apparently it is in the underwriters urgent pile, what should I do as time is ticking away quickly!?
Q:My house is for sale and it is freehold, with chief rent of ￡5.00 per annum. The house across the road (same type, style, etc) is also for sale (similar price to mine) but their house is leasehold, with ground rent of ￡10.00 per annum.
Are there any advantages to being freehold as against leasehold (from a selling point of view) that I could use to push my house sale?
Any advice would be appreciated.
Q:It all seems a bit vague to me? Anyone tell me? I did ask a solicitor this the other day, she muttered a bit about photocopying, but im none the wiser :confused:
Anyone know ?
Cheers
lynz
xxx
Q:Hi
We put an offer on the flat we hope to buy at the end of May, and it seems the process hasn't went much further since then.
It's hard to understand who's causing the slowdown, but we're pretty sure it's our lawyers. They are really bad at returning calls and are vague about what progress is being made. They claim they're missing bits of info, but don't seem to be trying very hard to obtain the rest.
It took us weeks to actually ge
Q:Great spot courtesy of my beloved in Yesterdays Sun Newspaper page 3 in the cash bit.
" Sell your home for ￡20
A new website is giving home sellers a chance to save thousands of pounds in EA fees.Cut the middleman will cost you just ￡20 per month with a maximum charge of 120 to register it until it is sold.
The service will be free to to anyone using the site until the 17th October
Helen Probert, creator says" A 300k property sold through an EA
Q:Right I sign contacts and pay my deposit today to my solicitor at 4pm. The solicitor has said I can pay by cheque.
My Estate agent has just called and said that if I pay by CHAPS payment (instant payment costing me ￡30) I should be able to exchange today.
Does this sound reasonable?
Q:Hi everyone,
just a quick one today, me and dh is not getting on to well and have spaoken about going our sepaerate ways. Question to you all is that both of us is on a cccs plan and have been since febuary of this year if we were to sell would i be able to get a mortgage for another house or would i have to go to the council to be rehoused?
thanks all.
Q:There is a lot of debate over the future of house prices on here. However from what I see:
people who think they will go down are waiting for a chance to buy;
the people who think it will go up have bought and have a mortgage.
So can we have a poll on this. What is your opinion and what is your position?
Olly
Q:I applied for a mortgage when I first started looking into buying my first home.
My broker found me a deal with Northern Rock and I was happy to proceed. It wasnt until they were ready to do the valuation on the house and final credit checks that they decided I was too high a risk to give a mortgage to.
By this point I had paid the mortgage application fee.
Anyway, when I was declined the mortgage, my broker advised me to cancel the application fee cheque or el
Q:Made a second offer on Monday. Told the EA, am not in a hurry that seller could wait to see whether they will have more viewings and or better offer. Have not heard anything yet, is this a good or bad sign? House has been on the market for two weeks. Thanks