Q:I have heard a lot about Indemnity Insurance when it relates to property selling/purchase, could someone please explain what this covers and who pays the premium, is it an annual insurance or a one off – and who is protected
Q:hello all. this might sound like a stupid question so forgive me. when you purchase a house are you automatically registered on the title deeds of a property? and if you are automatically registered, does this only apply when you actually 'own' the house – in other words when you have completely paid off all your mortgage. hope this makes sense. thanks as always, and have a lovely remainder of the weekend
Q:Had the good fortune to purchase a property off a family member at a amazing price. Does anyone have any info on how to get the title deeds/ownership signed over so that I can prove that Im the legal homeowner without being fleeced by greedy solicitors?
Any help would be really welcome
Thanks in advance Paul
Q:I'm a first time buyer, looking at a variety of options. I am keen to make money on my first purchase, to set me up well for my future.
I have seem property that I can buy off plan, it would be ready Autumn 2007. The estate agents want a ￡1K fee to secure the plot. It then sounds like there is a 28 day exchange with payment of a 5% deposit upon exchange (with the 1k deducted from that deposit). Now can I assume (being young and naiive!) that the rest of the money (property price
Q:I am in the process of purchasing a 1 bed masionette in london. I will be having the top half of the house. The housing association will be my lanlord but i am buying the 80 year lease from them. its not shared ownership..
two thing..
what is reserve fund? and can i claim this money back?
also if the place has arrears of around ￡4000 would i be expected to pay this?
any info would be appreciated..
thanks
Q:The deed was first granted in 1930 but an item later added says: "REGISTERED CHARGE dated 17 December 1999 to secure the moneys including the further advances herein mentioned."
There is no further reference to this, or none that my solicitor has copied to me anyway. We had been trying to find out if a certain piece of land had been registered as part of the property – could this be a later registering of an additional piece of land to the property? The title plan included
Q:My wife and I are looking to move house. We have sold ours subject to contract, and had a house lined up. Recently we've had some problems with the house we wanted to buy, and there are delays galore. I think my buyer is getting twitchy.
We've been keeping an eye out for alternatives, and have seen one we both quite like. We haven't viewed yet. The reason being, we have a budget limit of 230000 max. We'd like to keep some of this back, so ideally, we'd like
Q::confused:
We are putting our house on the market, but as we live in a rural town, i would like to put the house on with our local agents and one in the nearest city.
How does it work?
The local agent charges 1% commision but do we have to pay both agents commision or just the one that sells it??
:confused:
Q:Hi there,
We are looking for houses in an area and have found NOTHING that suits us. We've been impressed by an area which is pretty upmarket but there are just no houses available to buy there!! I've looked ont the net and have serached a few of the roads in the area and hardly any houses have been sold in the past 5 years or so. Now we were just wondering if we were really keen to live there….would it be possible to approach an estate agent and explain our situation and
Q:Hello
I am planning to put my flat on the market next year, and in preparation for this I am going to redecorate etc, putting as much Property Ladder/House Doctor advice to work as possible. BUT, there are a few issues that I am not sure whether to deal with now, or leave for the new owners.
Firstly, our shower's thermostat is bust. We never bothered repairing it as the default temperature is pretty much just right, so didn't see the point in splashing out to