Q: My knowledge about the new Deposit Scheme is patchy. I know it will be in action on April 6 and tenants deposits “are safer than before the deposit will be held with an Independent body. What I do not know, this arrangement applies if you hold your short lease for one years in renewing say, in June, so effectively getting a new contract, but the deposit have been paid one years earlier the managing agents? I.e. you can ask the managing agents that deposits up to the previous year by an indepe
Q: Hi everyone,: j
I am relatively new on the site (fab site!) And this is my first post. I am in a middle of a chain (sales of flat and had accepted an offer on a house) at the moment. Ive decided to go with Chelsea for the Mortgage Bank (2 fixed 5.39%) and submitted the application form yesterday. The mortgage consultant said we could get what we ask ￡ 202,350 based on our income but Im afraid that when the mortgage offer will come through it will be less or worse yet, not get an o
Q: My roommate tells me he wants to move. If we have a joint lease, after he moves I will be legally responsible for the rent.
We six months of our contract continue. I could also move to this point, but there are also costs associated with this and I would have to sign a new contract (I was planning on this area in 6 months, but not before) .
I am left in a situation where I find a new roommate and living with a stranger for the next six months. This is not something I wa
Q: Brothers just stupid signed a lease without his provisos.
Is an amount of time he can terminate the contract after it was signed? a statutory cooling-off period should be allowed?
Thanks
Q:Just wondered if anyone else thinks something dodgy is going on here. The estate agent involved has been known to be a little underhand at times. And i should point out that the property in question was repossessed by the company who owns the morgage lenders who own this estate agents.
We saw a repossessed house for sale through an estate agent. We viewed it (at this point there were no accepted offers on the property). We arranged to view it again 3 days later. Whilst viewing it t
Q: Hi
I on here earlier for the mortgage advice etc, very helpful!
We are FTB, with large deposit and have MIP with Lloyds TSB, were going to make a bid on a house in the morning, and Ive decided to our lawyer, etc., if our verbal offer is accepted, we immediately have to contact a solicitor and to make full mortgage application, it is a bit difficult because we dont have a car and full time, we would simply contact the lawyer and then instruct phone mortgage company to a
Q: Looking at buying a flat.
At the moment I have about 8 grand for a deposit. I really like is flat offers more than 96 grand. The question is would I be able to offer a mortgage to around 103-105 thousand to get?
My current income as follows
19000 per Anum 97,750,310% profit share
I receive a bonus of 5% wage increase in March as well and my share in the profits april.
My girlfriend would also step in so that would help with
Q: Hello Im a FTB, and the use of a hypothesis can I mortgage I need, how much would that put the first offering in the cost?
I understand that an investigation should be done and there are other costs, but I was just curious how this would be (whether the offer is accepted or not)?
I understand the figure can vary greatly, but a ball park figure would be great if I really havent a clue!
Q: I have a new home Bryant not come on the market in June and will be finalized in December so I would buy “off plan found”. The price they expect the house to come in at 180k that is c ￡ ￡ is about 10k over my budget . but I want the house!
Im all racks myself as a first time buyer does not want a loan for this amount and the sales lady told me there will be no offers (5% deposit paid, stamp duty paid, legal fees paid, etc.) available at that parcel. I think I be able to stamp duty
Q: Ha ha ha ha ha ha ha – I was advised by my snobby sister (who rents a hell hole) not to buy my house if it “a bad part of town. Well have been here 6 months and found it a wonderful place to live with nice neighbors and no problems, there are other houses in my street in the market for ￡ 30,000 more than we paid for us. Feeling a little smug now! My house was never an investment – it was always just a house. But its very nice to know that Ive bought a good bargain!