Help I think a mistake on that mortgage are made! [lump sum] [raf]

Q: Hi all, abit of a panic.
We who are FTB my husband is leaving the on April 16 with a nice and pension. We have a house mortgage in place, took surveys and searches to complete. We use most of his payment for £ 45000.
Now my problem has arisen now we can not pin a date on which the MOD to his commitments just 5-30 days to receive after he leaves they keep saying, they certainly must know when the payments for people, 1000s of people dismissed this year.
So we can not trade or carry cash to our suppliers we are aware of our situation from the beginning to get and have said they would be like, our speed. But every time I speak EA all I get is when money comes through then etc.
I etc m starting to think that we have got a 100% mortgage with an additional facility to pay off. (I do not know if that is available just in my own house ASAP) We went through a whole of market broker who gave us a fixed percentage of the Abbey.
Any sorry to leave but with a shaky moment think that it all go wrong: confused:
Cheers for reading


A:Hi just an update, starting too worry now!
Went to do some measuring up today, when I spoke to the vendor she said we are part of a chain of 3. The person they are buying from is retiring to Greece but is leaving the country on the 26th April so wants to be completed by them come what may.
Now I don't know if we will have our deposit money by then as am I right in assuming we have to complete 1st then our vendors and the guy at the top gets his money last.
Is a bridging loan an option till the MOD payout or is that not an option? I'm starting to get a horrible sinking feeling about this I knew it was going to smoothly up til now :confused:
I have contacted our mortgage broker for his advice should I also contact my solicitors.
Any advice gratefully received, many thanks.

A:I know don't get me started, the most unhelpful bunch of individuals. You serve for 19yrs then they treat you like you are a massive inconvience to them.
Things is he has started a new job 2 wks ago 8-5.30pm mon-fri so it is impossible for him to get thru to them as he is now a mobile engineer in and out of peoples houses so if they deem to return your call not always appropriate time, and they won't deal with me! Data protection apparently.
All we want is a date don't care when it is just a date so we can arrange around this.
Any way I'm sure it will be fine :rolleyes:
Cheers.

A:My word how I sympathise.

JPA, the system that pays us and deals with monies in the is the biggest load of cr*p ever! All I could suggest is he continues to phone the JPA helpdesk (JPAC) to keep trying to get a definate date.

JPA is pushing me ever closer to visiting the CAB….*scream*!!

I'm assuming he has tried to see his chief clerk for advice also?

I'm sorry you are having to deal with this situation.


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