Q:Hello everyone, hope your ok
im 24, my other half is 26. weve applied to part rent part buy a place and it is all looking very promising. i always thought you HAD to be a key worker but it turns out as long as you got other things on their checklist, you dont which is good for us!
anyway i had a quick look for other threads regarding part rent part buy but couldnt really see any. has anyone else got on the ladder this way?
im completly new to this scheme of things and any help would be great!
Be gentle!!
Helena xxx
as for looking, how does that happen? do you look for any flat and then tell the HA you want to move there? same goes with estate agents… do you contact them, say were on the HA and then what? if they show us anything, again, we contact HA?
Thanks so much for your reply!
Don't expect to get a house – there will be more appartments than houses with gardens. (also people will kids will have priority over these)
I have discovered that a ￡65k(this is ave 50% in our area)mortgage is approx ￡400(three months ago when we spoke to a mortgage advisor) then you will have ￡200 rent on top of that then service charges between ￡20 -￡100.
Most developments must have an element of affordable housing. So there will be some springing up near you.
Sign up to local estate agents too…they get re-sale stuff in our area.
I'm not sure what happens with stamp duty… you might have to pay the full amount
tags: hello everyone, key worker
posted in mortgage by admin
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