Sell before finished. [quot] [colours]

Q:For my latest development, i am thinking of marketing now with a local agent before i start fitting bathroom, kitchen, heating, tiling, etc. The idea being for a quick exchange and delayed completion, similar to new builds i suppose. Also if a buyer comes along soon enough, they can chose there own , fittings etc. In the past i have waited for the house to be finished, dressed and then market which means more time. The agent is happy to do this with something like &;Coming Soon&; in the window. He and i will have pictures of what the house will look like when its finished. Just wondering what all you buyers out there think. Would you be interested in an unfinished house? Would you like to chose your own fitting?


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A:This is the OP's &;latest development&; which suggests that he has &;developed&; a few properties.

Only now is he considering this option and coming on here to find out
whether it's a good idea.

This tells me 2 things-

He is a chancer and he is skint.

As Warren Buffet says -

&;it's only when the tide goes out that you find out who has been swimming naked&;


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A:Erm, it's very simply based on natural products, clean lines and trying to keep design timeless overall There will always be fads and fashions of course but I've seen a few houses where the owners were architects recently and quality is still quality. I guess it depends on your market as well – if your market is FTBs then you can afford to be more faddy, because they like it. Magniolia walls and beige carpets, whilst entirely unimaginative, appeal to most because they can put their stamp on. (chocolate handprints in my house :wall

I sound like such an idiot, I wish I'd never said anything!

I'll send you a link for my house guy. You tell me what you think .


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A:I agree with Dolce, maybe I'm just a natural cynic, but it would look to me like you're one step from being repo'd. I know you're not, but as a buyer, I'm not sure I'd believe you.

Give it a shot, nothing to lose & report back how you get on, but beware spec creep.


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A:I'm learning that there is a formula for interiors that seems to appeal to everyone.

is the formula 1/2a x b2 = cxp + by any chance guy?

Seriously, I'd love to know your formula… might be able to use it if we ever buy a house again!


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A:Don't want to be a prophet of doom but, as potential buyers, we wouldn't even consider paying for surveys, legal fees etc when the property was only half finished, let alone going to exchange!

As buyers, we went to see a house that was being done up by developers recently and many things were half finished… kitchen cupboard doors not on, back garden not turfed, electric sockets and light switches not fitted, tiling in the bathroom not done, driveway not tarmaced, broken window needed fixing, to name but a few bits (all of these things the developer insisted would be done before completion). He told us he was spreading all these 'last little bits and bobs' over a period of time until completion so as not to leave a perfect property empty day and night.

Whilst I could see his logic and wanted to believe him, as potential buyers we would not take the risk of exchanging before all these things were done. Even assuming the contract stated that these things would be finished prior to completion, experience has taught us that, in effect, this would not be worth pursing through legal channels should the developer not keep his word.

I am sorry to say that I no longer trust many people to keep their word when it comes to house buying/selling/renting…. experience has taught me that at least 50% of perople lie in these situations and unfortunately I am unable to tell which are the 50% who are actually telling the truth so I'd rather not take the risk.


"Natural. No Game."
A:Speaking as a buyer whilst I am able to see thru mess etc to try and envisage a whole house redone is a little more difficult and I would prefer to see what I was buying (you can look under the mess!) before making an offer.

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A:I think your right but i going to try it, just this once! Got nothing to lose!

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A:We have a property developer acquaintance who did this recently. The buyers paid extra to spec the house the way they wanted and he agreed. The woman ended up causing so much trouble all round that he simply had to give them the money back and tell them to get lost. I can easily imagine people turning up and treating the place like it's theirs already and rubbing tradespeople up the wrong way. Things never look that great until carpets go down and I can just see them picking holes in everything.

guy is right in that a valuer has to value as they see the property so if it doesn't have a kitchen etc. then it is potentially unmortgageable. I don't think as a small developer that you will get anyone to agree to a quick exchange The then issue is that you have to wait for the valuation which results in a mortgage offer – leaving you potentially with a property specced up to someone elses specification that they can't actually buy.

I wouldn't do it. I think a property holds most value when it is finished and will hold most appeal when it is finished. It's different when a developer has a showhome and invests bags of money in an interior designer. It does much of the work for them.

I'm learning that there is a formula for interiors that seems to appeal to everyone.


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A:It sounds as though there could be quite a few problems along the way for you as the vendor, for little benefit. It certainly wouldn't put me off as a buyer though.

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A:Downside, as a buyer, will the house be ready when you say it will? If I was in a chain that completion date would be crucial.

When the mortgage valuer comes along, he will value it in its current state. If your buyer is getting a high loan to value, this could be a problem.

Could be attractive to someone who hasn't sold their own place yet. They see the house they can get, know what it will cost them and then sell their own place. Only problem is that they won't be in a position to exchange contracts until they have a buyer themselves.


A:I think that there are lots of advantages from the buyer's point of view.

But aren't you concerned that they will treat it a bit like buying off plan, and try and reduce the price? And you will have to give them a choice of finishes, otherwise I would be picking granite worktops and Fired Earth tiles What if they want to take the house in it's unfinished state, or ask you to make lots of changes?

What are the benefits for you in doing this, is it just a quick exchange?thanks for that. From a developers point of view, the benefits of trying this is the house is sold more quickly and from the buyers point they could have what they want/like. Obviously the buyer will have a spec sheet to work from and within reason could make certain changes. The house is not for sale in its present state. Just trying to find out from a buyers point if this is a good idea or not.


A:I think you've run out of money and are getting desparate.

Wrong, as usual.


A:I think that there are lots of advantages from the buyer's point of view.

But aren't you concerned that they will treat it a bit like buying off plan, and try and reduce the price? And you will have to give them a choice of finishes, otherwise I would be picking granite worktops and Fired Earth tiles What if they want to take the house in it's unfinished state, or ask you to make lots of changes?

What are the benefits for you in doing this, is it just a quick exchange?


A:yes most people would prefer to select their own choices but be prepared for agro, they change their mind etc mid flow you will need to get them to sign every step of the way ie tile choices bathroom tile choice kitchen tile choice etc.

A:For my latest development, i am thinking of marketing now with a local agent before i start fitting bathroom, kitchen, heating, tiling, etc. The idea being for a quick exchange and delayed completion, similar to new builds i suppose. Also if a buyer comes along soon enough, they can chose there own , fittings etc. In the past i have waited for the house to be finished, dressed and then market which means more time. The agent is happy to do this with something like &;Coming Soon&; in the window. He and i will have pictures of what the house will look like when its finished……
Just wondering what all you buyers out there think……
Would you be interested in an unfinished house? Would you like to chose your own fitting?

I think you've run out of money and are getting desparate.


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