Q:Hi all
Were in the process of buying a home but we have decided not to have a survey done as were buying cash and would only need one to satisfy ourslfs , However im wondering because were not having one done would this have any affect on us getting buildings insurance on the house ?
thankyou
Q:I live in a large House converted into 4 Flats. All the flats are leasehold and 3 of the leasholders (myself included) grouped to buy the freehold. We have owned the freehold for about 13 months.
We have carried out small repairs as required and obviously paid for Buildings insurance.
The 4th flat is rented via an agent on behalf of the leaseholder. Since we took over the freehold we have not been able to contact the leasholder regarding payments outstanding and the 3 lea
Q:Right, we are not able to exchange contracts until we have arranged buildings insurance, but I cant arrange insurance online as I don't know what date we are due to complete on. What can I do?
Q:I'm about to rent my house out, unfurnished.
After the letting fee, interest only mortgage payment and buildings insurance I will have about £50 a month left over.
How can I avoid paying tax on this small amount?
Q:Hi,
Can anybody help me, please?
I have a seven year lease with a private landlord who has a number of houses in South Wales.
Every year i am sent a bill demading a contribution towards the landlords buildings insurance, this year it is ￡50.00. I have also been sent a letter to say that this summer, they will be carrying out repairs and painting the house and they will let me know what my contribution will be.
My question is, can they do this and do i have to pay, as at th
Q:I am about to rent my house.
Once I have paid my buy-to-let interest only mortgage and buildings insurance with the rental income, I am left with about ￡35 a month.
Should I be paying tax on this?
Q:Any one who ownes an apartment/flat will know that the Management Company that looks after the buildings insurance, gardening, window cleaning, etc, is either run by the owners them-selfs (in-house) or farmed out to an agent.
All owners then pay the service charge to the Management Company for the up keep of the development etc,
therefore,
All the owners are shareholders, ie members of the Company (LTD) and the Compaines affairs are regulated by Company Law
Q:Or would bog standards buildings insurance from a.n.other insurer be fine?
we are moving abroad and letting our house via an agent. They seem quite keen to suggest a specialist landlord buildings insurance from Letsafe (they don't get commission though). However the price is pretty steep compared to a normal policy
So question is a) do specialist landlord buildings insurance give you better protection, than going to a normal insurer?
b) what about the re
Q:Hi,
I have a buy-to-let property and as such – i've recently received a tax return to fill out (It's their fault I've been given it late & so I've been granted an extension)
In the tax year 06/04/06 – 05/04/07 I spent nearly ￡1000 on damp proofing & re-plastering of affected areas, 150 on the buildings insurance, 3000 on the interest-only mortgage, and 600 on the solicitors costs for purchasing the property initially – can all of these costs be l
Q:Hi guys,
Looking for a bit of advice. My fiancee and I are about to buy a flat, the top 2 floors of a 4 floor house, to which we get the freehold. There are 2 flats leased out below. I have checked with the leaseholder and he has said there is nothing in the lease regarding maintenance costs but that they have a gentleman's agreement and share a buildings insurance policy. No-one looks after the garden and there is no committee or organisation regarding repairs etc. I assu