Q:Hope someone can advise me on this
Have recently bought first house and have been in for about 2-3 weeks now. the other day i received from my solicitors the deeds of the house with an accompanying letter saying that due to lack of space the mortgage lender (nationwide) could not store them and so they were sending them to me. Is this normal protocol??
i bank with the halifax but would i have to pay them to store the deeds for me?? i know they need to be in a secure loc
Q:I have bought a second house …. and am wobbling around the do I just sell or do I let the first house question.
Both houses were bought cash (second one should complete in about 4wks). First one has about ￡160k in it. (Bought 18mtn ago and about to have it valued). It is a 3bed terrace which students take as a 4bed. Possible rent ￡850 – ￡1000pm, depending on whether it is let by room or as a family house. I would have to take some of the capital out – ￡110k perhaps.
Q:My partner and I have recently decided to buy our first house. Agreement in principle in hand the house hunting began. We found a house, and put in an offer for ￡10k under the asking price, to test the water. This was refused, so we raised to ￡3k under. After calling to check, we were informed that the offer had not been submitted to the vendor as the estate agent thought it was too low… After a brief discussion, the agent said they would contact the vendor.
Wait an hour and the re
Q:My son has just completed on his first house, the property is stamp duty exempt. He has got a invoice from the agents and the solicitors, but including stamp duty. It been 30 yrs since I moved, so dont remember doing any of this, I would assume that it is the solicitor he need to speak to, as the agent that sold his property is a different one than he purchased through. Is it the solicitor that passed this "tax" on to the goverment?
Q::confused:
We brought our first house 30 years ago almost to the day. Prices were rising and not much was coming to the market. Gazumping was a feature (thank you to the people who gazumped us by ￡200 on the first house we were buying as we paid a bit more for another house which was much better!). So what is all this about worse market for 30 years? By the way we sold that house 4.5 years later for more than double the price we paid. As far as I remember the bad time as far as tryin
Q:Hi,
My wife and I have a 6 month old, and she is due back at work soon. She wants to give up, which with a new job I have just got actually looks like a goer!
So we were very pleased.
We are in our first house, but its in a v. rough area, we have done quite a bit to it, and so we expect it to sell pretty easy. We are planning on moving to a much nicer area and renting (due to high prices) and seeing what happens with the market.
Our mortage will
Q:Hi, I am a newbie to the forums and wanted a bit of advice, please.
Little bit of background info…..My partner and I have lived in our first house (a two bed) for 4 years and have a 2 year old son. We want to move to a three bed, we feel it's time to move and in the next year or so we want to have another/more children.
We have had our house on the market since the middle of Feb, we had no viewings at all for first month so we dropped the asking price by ￡5k. We
Q:Hi there
I bought my first house last August, but issues with some of the local residents (kids) are giving us a headache to say the least. It's got to the point where we're being targeted pretty much every other night, and we've had enough.
We checked the area out before moving in. We asked the seller if he had had any trouble/what the neighbours were like before we moved in, and he said there was no trouble at all. We also drove down a few evenings before
Q:Hi,
I was wondering if anybody could offer advice.
Basically, I currently live in my first house with a 75% mortgage. It's an extremely rentable house… good location, 2 bedroom, modern etc etc and for this reason, I would prefer not to sell it if I can avoid it.
Without going in to too many figures (in such a public place), I was thinking of borrowing on my current mortgage to put down as a deposit on a new house. The rent would then hopefully cover, o
Q:Hello Everyone,
I'd like some advice on my current thoughts, and whether or not it's a sensible or foolish thing to do.
I bought my first house last year on a 5yr fix with NR Together mortgage. In my haste to get onto the ladder and wrap up my existing debt, the unsecured element of the Toegther mortgage is around ￡29000 My mortgage is over 35 years.
Once my fix expires, the rate on the unsercured bit goes up to SVR+8%. At todays rates that would be