Q:I'm a first time buyer, and have just received my fixures and fixings list and i'm over the moon! The seller has just got married and has relocated down south so I never actually met her, and nothing was discussed about what she was leaving me.
Anyway, AT NO EXTRA COST, she is leaving me:
Washing machine,
Tumble dryer,
Cooker & hob,
Fridge Freezer
Microwave,
Kettle,
Toaster,
3 piece suite
Light fittings, lamps, and all
Q:I've seen some nice new apartment developments which I'm interested in buying an apartment in. As a first time buyer my budgets really stretched. Do you know if the advertised price is negotiable here as it generally is when purchasing an old house? The advert says things like 50% reserved already so either it's popular and they're going to sell them all at full price long before it's built or it's just a marketing ploy. Any advice?
Q:Hi
Im just going through the scary process of buying my first house on my own and have just found out through the solicitors report that the property is leasehold. This didn't come up on the survey carried out and all paper work i have recieved upto now has said freehold.
The lease has got 964 years left on it and i have the right to buy the freehold after living on the premises for three years. Although i can buy the frehold in three years i hadn't really planned on living
Q:I am self employed in the TV industry. I actually employ myself through my Ltd company. Does this mean I am employed or self employed in the eyes of those that might offer me a mortgage?
I pay myself a low monthly wage whilst getting the rest of my income by drawing dividends from my business account. Will a mortgage lender take these dividends into account where my total income is concerned?
Lastly, has anybody had any recent experience with lenders offering mortgages
Q:Hi. I'm 26 years of age have decent credit history. Have no outgoing's apart from everyday utility bills etc. No debts. Annual income is gross 16k
Been paying ￡400 a month rent for quite a a while now. People say I should buy property. The problem being the properties i'm looking at are in the 100/110k range. I've heard the companies will only give you approx 3-4 times your income. In my case that would be around 65k. Where I live (midlands) this would only buy a sma
Q:Hi all,
I would like buy a property, which I woudl then like to rent out. I have been doing research into this – however am getting conflicting advice. I have been told that a 25% deposit would be need, as a lender would only lend on 75% of the propoerty value. I have spoken to a mortgage advise who informed me otherwise.
I will appreciate some advice on this. As I am a first time buyer – are there any restrictions on doing this? Also, is it the right to be thinking about this