Q:I'm a first time buyer, but have a substantial deposit, and have been planning to buy a large place, letting out a couple of rooms. I put an offer in on a place about a month ago, got 5% off the price they were asking for in December, and have got the mortgage straightened out. The house is in Seven Sisters in London, and has very good transport links for the center of london.
OPbviously now the end times seem to be approaching, and I'm worried that my bi deposit will be eat
Q:I'm buying a property abroad and will need ￡100K a few months before I receive an inheritance of ￡150K.
I will obviously only need the loan for a couple of months before I pay it back in full – just dont know the best way of going about it??
I suppose I could either re-mortgage my current property for an extra ￡100K and pay interest only for a couple of months, or my girlfriend could take out a 100% interest only mortgage as a first time buyer??
Any advice would be mu
Q:Hi guys just put offer in for a property and was wondering what the total fee's would be approx? I am guessing stamp duty is ￡1500 (do you pay this if first time buyer still?), my morgage valuation and arrangement fee's are ￡1244, what else is there? is there anyway ways of making any cheaper?
Q:I am a first time buyer who is set to complete on Friday, whilst I am clearly quite excited about having my own place, I realise that there is a lot for me to do with regards to notifying people of my change of address & other various things re utilities and all that jazz.
Was wondering if anyone could give me advice on the important things that should be done, I have made loads of lists but as I haven't done this before I'm sure I will have missed something pivitol off
Q:Hi all,
How long does it normally take for a first time buyer to have an offer accepted on a home and actually move in?
Me and my partner are currently in a chain, where we accepted an offer 2 months ago to an elderly couple whom accepted an offer for their home, from a first time buyer, 2 weeks prior to that. The elderly couple do not need a mortgage and a paying by cash from the sale of their home. The first time buyers will need a mortgage and searches/surveys (I assume),
Q:We are in the process of buying a house,Asking price is 235000
What should be our first offer to them
The house is in hounslow council
Has anyone else had experience in the last months or so of buying a houses and how much they can be lower down the price?
Is it the right time to buy a house as i am not a good market observer
I am a first time buyer
Thanks
(Plz correct me it is 235000 not 35k)
Q:Hi All
I am in need of some advice as I am new to the housing market! My partner and I found a flat that we love and put an offer in, the survey has been done which highlighted a few problems – property needs a new roof, there is a bit of damp etc.
Our main concern is obviously the new roof! The people that live above the flat we are buying have just bought that flat and the freehold. We can't afford to go any further with the sale unless the vendor agrees to accep
Q:I was just wondering if anybody has any advice. I am a first time buyer looking for a place with my partner. We have found the perfect home and made an offer which hasn't been accepted or rejected. It turns out there is another offer on the table from someone else. We really like the house, but if our offer is accepted I'll feel very worried that the other people will gazzump us before we exchange contracts! Any tips or ideas? Thanks
Q:I have been interested to read the forum threads regarding DIY conveyancing. Most advice seems reasonable, however there are some circumstances where the process is so simple it would be hard not to save the solicitors fees. Last year I did my own conveyancing when selling a freehold house with no mortgage to a first time buyer (no chain) It cost me ￡12 (Land Registry fee) plus paper, copying, envelopes and stamps! I researched the process from library books, downloaded all the forms I needed
Q:Hi!
I am a first time buyer and am due to get my keys for my house next Friday, 28th March. My mortgage papers arrived to my mortgage advisor last Thursday and were with me and my solicitor on Friday. They state that my deposit has to be paid 4 days before they will release the funds and with this being a bank holiday weekend I'm starting to get concerned that this would have to be today and I have heard nothing from my solicitor. I received a letter from him on Saturday saying