Q:I would really appreciate any advice on this one. My girlfriend and I – first-time buyers – have seen a flat in the N1 area of London that we reallly like. Our budget is around the ￡250,000 mark and we want two bedrooms. Because of the area this means we are restricted to ex-council houses.
The flat we've found is priced at ￡255,000, it's got two floors, THREE bedrooms and has two balconies with great views over the city.
Take a look for yourself … http://www.findapro
Q:Hi all,
Pity I never found this site sooner, it would have helped alot, especially as I find all this buying an house a right pain in the backside, and theres just so much to read and understand in the paperwork they send you out.
Anyway, enough of me rambling.
In October, we decided to get on the property ladder. We are first time buyers, don't have much savings, and have a combined income of only 26k a year at the moment, but hopefully will be increasing
Q:Hello
My head is spinning thinking of what we have undertaken and I am wondering if it is indeed possible! :confused:
We accepted an offer on our house yesterday – our buyers are cash buyers (in that they have first time buyers purchasing their house and then they require no mortgage). We are told by our EA this is the end of the chain and the sale is progressed past survey.
They need to move before Xmas!
We had an offer accepted on an empty pro
Q:http://www.24dash.com/news/1/12118/index.htm
So no problem for first time buyers earning ￡60k a year then. :confused:
I just get the feeling that in a lending bank, someone, somewhere will suggest 9.5 x joint earnings mortgages to support this price level.
Q:We are first time buyers and we think to buy a house in next month or so. I know that interest rates are suppossed to be risen by Bank of England by 0.25%. Of course, banks will pass it on very quickly.
How can I fix my mortgage rates at the current rate when I haven't had an offer accepted yet? (well, haven't made any) Can I take out some agreement with back that would fix my rates at the current level?
Q:Looking for advice- We are first time buyers- looking at a property that?s been dropped in price form about 195,000 to 185,000. However, it says in the particulars that it?s ?offers in excess of? and we?re not sure how to pitch our offer. Should we come in low or start at 185,000? We are ready to proceed and not in a chain. Any advice would be appreciated.
Thanks
guy and Jgirl
Q:Ok, me and my wife have been renting our current house since November at ￡450 a month. We desperately want to get on the property ladder so that our money isn't just being thrown away every month.
We've had a look at a few houses online, and it seems the only ones we like are at least ￡110k+.
At the moment my wife is on about ￡12300 and I'm on about ￡13500. However, she doesn't turn 18 until May (I'm guessing this would be an issue).
We dont have any ri