'FTB' Tag

FTB – what is the process of buying a house ? [ftb] [buying a house]

Q:New to this country and not sure about the buying process.
Appreciate your kind info:

posted in mortgage by admin

    • FTB – Fixed exchange – Please Help !FTB”,[5],1,0,1000,0,1,0],["- Fixed",[6],1,0,539,1,3,0],["exchange",[7],1,0,267,3,4,0],["-",[8],1,0,259,4,5,0],["Please",[9],1,0,204,5,6,0],["Help",[10],1,0,251,6,7,0],["!",[11],0,0,394,7,8,0]],[["FTB",5,[["FTB",1000,1,0]],[[0,3]],”FTB – Probleem met uitwisseling – Help aub !”],["-- Probleem met",6,[["- Fixed",539,1,0],["- Problem with",19,1,0]],[[4,18]],”"],["uitwisseling",7,[["exchange",267,1,0],["sharing",11,1,0],["exchanges",0,1,0],["exchange of",0,1,0],["exchanging",0,1,0]],[[19,31]],”"],["--",8,[["-",259,1,0]],[[32,33]],”"],["aub",9,[["Please",204,1,0]],[[39,42]],”"],["Help",10,[["Help",251,1,0]],[[34,38]],”"],["!",11,[["!",394,0,0]],[[43,44]],”"]],,,[["af [ftb] [mortgage]

    Q:Hi all,

    FTB here, was due to exchange on Friday but run into a problem, just after some opinions……

    Had survey done on the house and this came back clear with the only thing that came up being that the flat roof on the kitchen extension needed replacing. Our lender said that they were happy to proceed with no conditions or retentions attached to our mortgage offer and only that they advised us to look into the comments raised in the survey.

    We did this a

    posted in mortgage by admin

    • I only hope in finding a FTB ? [bottom of the chain] [ftb]

    Q:I am at the bottom of the chain which fell foul a few weeks when the buyer on our house pulled out. If I am in any hope of finding a buyer, it is likely to be a FTB to purchase our small house.

    Do I have any hope or should I throw the towel in now?

    posted in mortgage by admin

    • Homes Buyers Survey lender – what rights do we have? [ftb] [homebuyer]

    Q:Hi There

    We are FTB and this might be a stupid question .
    We are purchasing a Homebuyer's survey from the lender as it seemed a good idea to save on the basic valuation. I have now read that the valuation the lender does might not be shown to us as it is owned by the bank and this is fine with me. However, as we upgraded to a higher level, does this mean that the homebuyer's survey will be handed over to us and the solicitor? I know we should have asked that question be

    posted in mortgage by admin

    • Fixed or variable for FTB ?Fixed or variable”,[5],1,0,812,0,3,0],["for",[6],1,0,761,3,4,0],["FTB",[7],1,0,761,4,5,0],["?",[8],0,0,761,5,6,0]],[["Vast of variabel",5,[["Fixed or variable",812,1,0],["Cased and",0,1,0],["Cased",0,1,0],["Fixed rate or variable",0,1,0],["Be fixed or variable",0,1,0]],[[0,16]],”Vast of variabel voor FTB ?”],["voor",6,[["for",761,1,0],["for the",27,1,0],["to",22,1,0],["in",0,1,0],["before",0,1,0]],[[17,21]],”"],["FTB",7,[["FTB",761,1,0]],[[22,25]],”"],["?",8,[["?",761,0,0]],[[26,27]],”"]],,,[["af [variable mortgage] [ftb]

    Q:Hi all,

    I am a FTB in search of a mortgage. I have been offered a 2 year Fixed with nationwide for 6.88%.

    Would it make sense to go for a variable mortgage given todays climate as presumably mortgage rates are as high as they are potentially going to be and are more likely to drop over a 2 year period.

    …or is this just wishful thinking?

    posted in mortgage by admin

    • Exchange now , after all ?Exchange”,[5],1,0,923,0,1,0],["now",[6],1,0,393,1,2,0],[after",[8],1,0,532,3,4,0],["all",[9],1,0,531,4,5,0],["?",[10],0,0,531,5,6,0]],[["Exchange",5,[["Exchange",923,1,0]],[[0,8]],”Exchange nu, later volledig?”],["nu",6,[["now",393,1,0],["today",367,1,0],["is now",0,1,0],["are",0,1,0],["now is",0,1,0]],[[9,11]],”"],[,",393,0,0]],[[11,12]],”"],["later",8,[["after",532,1,0],["later",0,1,0],["subsequently",0,1,0],["later on",0,1,0]],[[13,18]],”"],["volledig",9,[["all",531,1,0],["completely",0,1,0],["full",0,1,0],["fully",0,1,0],["complete",0,1,0]],[[19,27]],”"],["?",10,[["?",531,0,0]],[[27,28]],”"]],,,[["af [ftb] [contracts]

    Q:I am a FTB considering putting in an offer for a house that has been part exchanged with a builder. Due to this exchange the builder is wanting a quick sale and exchange of contracts however they will not be able to complete until december. At the moment the house is stood empty.
    Are there any implications or worrys I should have in buying this property?
    Who would be responsible for the house once contracts are exchanged?

    TIA

    posted in mortgage by admin

  • Local Firm vs. ELAN Online [online conveyancing] [ftb]

    Q:Hi all,

    Selling my house to FTB's and house we've moving into is currently vacant so (on paper at least!!) should be a smoother transaction than some on here.

    When we bought our house five years ago as FTB's, none of the online conveyancing was available and we had a right nightmare with the firm who handled our purchase.

    After getting our HIP done and mortgage secured, this time around we had quotes from HIP company and Bank, but I decided to u

    posted in mortgage by admin

  • Define a “large” deposit define ” , [ 5 ] , 1,0,667,0,1,0 ] , [ " a " , [ 6 ] , 1,0,666,1,2,0 ],[" great" " [ 7 ] , 1,0,975,2,5,0 ] , [ " lock " , [ 8 ] , 1,0,405,5,6,0 ]],[[" Define " , 5 [ [ " Define " 667,1,0 ] , [ " define " , 0,1,0 ] , [ " Determination " , 0,1,0 ] , [ " Set " , 0,1,0 ] , [ " Must be defined " , 0 , ]],[[ 1.0 0.6 ] ] , ” Define a big deposit “],[" a " , 6 [ [ " a " , 666,1,0 ] , [ " a " , 0,1,0 ]],[[ 7.8 ]],”"],[" big " , 7 ,[[" great" " , 975,1,0 ]],[[ 9.14 ]],”"],[" deposit " , 8 [ [ " guarantor " , 405,1,0 ] , [ " deposit " , 251,1,0 ] , [ " collapse " , 184,1,0 ] [ "deposit " , 116,1,0 ] , [ " deposit " , 41,1,0 ]],[[ 15.22 ]],”"]],,,[[" 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deposito",167,[[""deposit",225,1,0]],[[2,11]],”"],[""",168,[[""",260,0,0]],[[11,12]],”"],[,",315,0,0]],[[12,13]],”"],["116,1,0",170,[["116,1,0",363,1,0]],[[13,20]],”"],["]“,171,[["]“,287,0,0]],[[20,21]],”"],[,",220,0,0]],[[21,22]],”"],["[",173,[["[",165,1,1]],[[22,23]],”"],[""",174,[[""",221,1,1]],[[23,24]],”"],["aanbetaling",175,[["deposit",190,0,0],["down payment",296,0,0],["payment",8,0,0],["deposit will",0,0,0],["prepayment",0,0,0]],[[24,35]],”"],[""",176,[[""",163,0,0]],[[35,36]],”"],[,",163,0,0]],[[36,37]],”"],["41,1,0",178,[["41,1,0",187,1,0]],[[37,43]],”"],["]],[[",179,[["]],[[",229,1,0]],[[43,48]],”"],["15,22",180,[["15.22",128,1,0]],[[48,53]],”"],["]],”"]],,,[["",181,[["]],”"]],,,[["",93,1,0]],[[53,66]],”"],["en",182,[["and",106,1,0]],[[66,68]],”"]],,,[["nl [ftb] [shoebox]

    Q:I am…or will be a FTB at some point (thinking of looking properly toward the end of next year). I have have been saving for what seems like ages now (just turned 28) and am nearing the 25k mark for my deposit (with some cash set aside for emergencies etc). Having decided some time ago I was unwilling to place myself in silly amounts of debt to get on the ladder in something the size of a shoebox for around the ￡100k mark I just thought I would save & hope the market toppled as it looks

    posted in mortgage by admin

  • Do you have an offer – now what ? [ftb]

    Q:Got an offer today from an FTB to purchase our house. ￡8K less than we had asked for. We will probably accept.

    Question is, do we buy now, or rent for a bit? We have found a property we like, made an offer subject to us selling ours however we wil need to reduce this. The house next door to the one we put the first offer in has come on the market ￡15K less than our offer.

    What should we offer now?

    Please help.

    posted in mortgage by admin

  • Advice on how to get home safely ? [ftb] [asking price]

    Q:Hi all,

    Any advice on the following:

    We're just putting our 2 bed flat on the market and have seen the house we would like to buy. Basically, we're not in the greatest position as currently have no buyer for ours. Any advice / tricks on how to secure the house we want. We have offered the asking price (which has been reduced by 45k so we're happy it's worth what we're offering).

    Basically as soon as a FTB comes along we're stuffed so

    posted in mortgage by admin

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