Q:hi all, i really need some advice!!!!
3 months before i decided i would go to get a mortgage quote i decided to do plenty of overtime to get my salary up and i did full hours for 3 months.
after doing this, i went to a mortgage advisor and he looked at my payslips etc and took my details and told me he would contact me when he had got details of how much i could borrow.
he contacted me after a week and decided i could borrow 115k. at this point he printed o
Q:I'm a total novice when it comes to mortgages and buying property so excuse me if i sound dumb.
Basically I have ￡75K to put towards a deposit for a property.
Ideally i'm looking for a ￡200K 2 bedroom house.
Last week I went to see a mortgage advisor at Abbey but he said that he cannot give me a mortgage even if I have ￡75K deposit as I only earn around 14K salary. I'm looking to buy a 2 bedroom property and then rent out one room.
Will I have more chance of a m
Q:An estate agent/mortgage advisor who my hubby does occassional work for has bounced a cheque on us. It may be just cash flow but we emailed him this morning and no reply!He is a nice man, I hope he is ok. Its put our bank into od though.
Q:hi
about 5 years ago i declared myself bankrupt, and since then have not been able to get any credit and have had to rely on friends and family to help me.
over the past couple of years i have been promoted at work quite a few times and am now thinking it might be time to try and get a mortgage, i have a 7 YO daughter and would love a garden for her
how do i stand with a mortgage, i have made an appointment for a mortgage advisor to come and see me, but ive
Q:Hi.
I put in an offer on a repossessed house last wednesday. The estate agents said, because a company are selling the house, that they can't tell me whether the offer has been accepted until I've met with the estate agent's mortgage advisor. I was told the reason for this was to make sure I could afford the property. However, I faxed a copy of my Agreement in Principal as they requested when I put the offer in so feel they are taking a bit of a liberty!
Q:Hi, sorry if this is the wrong section, I was hoping there might be some people here who might be able to help.
Feeling mostly bored of my job in IT, I am considering a change. As boring as it might sound to some, I think I would find being a Mortgage Advisor quite interesting.
But to be sure, I would like to find out more about the job. What I am looking for is some material ?how to be a mortgage advisor? type book (the only ones i?ve found are U.S. based), or possib
Q:Hiya,
This might be a stupid question but we are first time buyers and need to move in August so just over 5 months away.
We have been told by mortgage advisor to go ahead and put in an offer if we see one we like.
My question is, is it too early to start looking? I have no idea how long it takes to buy a house! I am veiwing some properties next week, but I am worried if we see one we like it will be too soon for us to put in an offer.
Any sugg
Q:Hi everyone,
Currently in the process of buying a place, when we were looking for a conveyancer my mortgage advisor recommended a name of a conveyancer in a solicitors firm. The conveyancer wrote a letter to explain charges etc and that she was a conveyancing executive and the work would be done under the supervision of a partner of the firm. Being a ftb and reading other people's stories where the some lease details were not checked properly, I started to get concerned as to w
Q:Hi, Sorry guys this is a bit long.. I?m after peoples opinions on what to do. I put an offer on a repossion on 20th Nov for 12K less than the asking price. I went away on holiday and returned on 1st Dec still not hearing anything. Anyway rang the estate agents who told me that the offer had been accepted and that the survey had already been done, so all on track.They also stipulated that they wanted to complete within 28 days
After speaking to the mortgage advisor she told me that
Q:Hiya,
Throughout the buying process, we have been told by Mortgage advisor and Solicitor that as soon as we exchanged contracts, we would have to have buildings insurance in place.
I just called the AA to set up the insurance, as we exchanged today :j . They told me that they have just had a memo round that says we only have to have buildings ins from COMPLETION and not EXCHANGE. Arrggggg. Which is it?? She wouldn't let me start it today!!!!!!!
Have thin