Q:Hope someone can advise me on this
Have recently bought first house and have been in for about 2-3 weeks now. the other day i received from my solicitors the deeds of the house with an accompanying letter saying that due to lack of space the mortgage lender (nationwide) could not store them and so they were sending them to me. Is this normal protocol??
i bank with the halifax but would i have to pay them to store the deeds for me?? i know they need to be in a secure loc
Q:I'm just about to complete on a house and I know a condition of the mortgage is I need to get the home insurance sorted.
Could someone explain the best way of me doing this ?
I think the insurance has to be in the name of myself and the mortgage lender-is this normal ?
Also, do I arrange the insurance before completion ?
Q:Hi,
I'm just writing to see if anyone has any ideas. Due to a return to education I decided to sell my flat to help with the costs. Unfortunately it took 8 months to sell at a REALLY low price, so I want to know I anyone has any ideas about how to avoid the early repayment fee's from my mortgage lender as every penny counts. I'm not good at haggling or negotiating, but if there's any way around it, i'd love to know!!!!!
Ideally, I would just keep the mortgag
Q:Around 18 months ago I moved down south vacating the flat I own. It was for personal reasons (relationship). My flat wasnt' ready for any tenants so I continued to pay the mortgage. I finally got it ready end of last year and found some tenants but by that time I was onto my third address down here (relationship had fallen apart). I did get landlords insurance in place last year but have struggled with everything so much and failed to inform the mortgage lender at the time that I had the f
Q:I am a first time buyer who has got to the stage where the mortgage lender assessed my application and stated they would offer the mortgage subject to survey. I have had the survey done and have been waiting for at least 2 weeks with no news on the offer. Got a phone call from them yesterday saying that they have had another look at my credit report and would like to discuss it further and will not make the offer until I've got the report. I have ordered the report and to my knowledge I ha
Q:We are in the process of buying a flat and need to have the HomeBuy survey done soon. Our mortgage lender charges J660 for this type of survey, but I found that "market" price should be around J400 ..the question is – can we appoint an independent surveyor to do the job or bank will not allow us to do so ?
Q:When buying a shared owndership property, can you go with any mortgage lender or only the one the housing association deal with?
Thanks
Q:Hi All
I am wanting to put an offer in for a house I've been viewing – and I am trying to think back 12 years when I last did this!
I have a nagging feeling that I've read that I should be getting an independent survey done (as well as the survey options that have been put forward to me by my mortgage lender (ranging from quick look-see to full on detailed nook/cranny)…
I certainly don't think I had 2 done when I bought my current property.
I
Q:Urgent Help Needed
I am a first time buyer and have an accepted mortgage offer from a lender on a property and the survey has also been completed. The solicitors are currently in the process of searches on the property.
My questions is will the lender need to contact my employers between now and the exchange/completion of contracts?
I am asking this question as I am going to be offered redundancy and am wondering if I should take it?
I really don
Q:Hi,
I am looking for some advise here, any help is appreciated.
I have had a change in my job that requires me to relocate for minimum of 1 year and I need to move fairly quickly.
I thought it best to rent my property out (3 bed house) and rent where I relocate to.
My current mortgage is with Coop and they have been pretty good over last 4 years having a mortgage with them, main question I have is:
Do I need to tell my mortgage lender about me letting thi