Q:Can anyone give me any advice?
My parents (for various reasons) have fallen way behind in Mortage repayments and there have been recent threats of repossession.
I am still renting (away from haome and its impractable to move home). I have been think on ways to help them out recently and have come up with the following idea..however as i have not had any previous property experience i don't know how viable it is.
My plan is to buy the property from my pa
Q:Hi all,
Pity I never found this site sooner, it would have helped alot, especially as I find all this buying an house a right pain in the backside, and theres just so much to read and understand in the paperwork they send you out.
Anyway, enough of me rambling.
In October, we decided to get on the property ladder. We are first time buyers, don't have much savings, and have a combined income of only 26k a year at the moment, but hopefully will be increasing
Q:I am trying to help my daughter get on the property ladder. She currently earns ￡21,000 a year which is not enough to purchase a property in London on her own. I retired three years ago and after the sale of my business have savings of ￡200,000. We have had an offer on a property accepted, however I am very unsure as to whose name we should buy the property under.
My daughter has agreed to pay me ￡1000 p/m until the loan has been fully paid.
What are my options tax wise?
Q:We've been in our housing association house a year, but in the next 5 years or so ideally we'll be wanting to look to get on the property ladder and were wondering about whether buying our house would be a good investment. Not sure exactly how much our house is worth although houses on our roads have gone for between ￡30,000 and ￡100,000 according to one of the house buying websites but that doesn't really help!
Is Right to buy a good idea or would it be better to just look at
Q:Hi all!
Well after months of searching, sorting, survays, offering, rejecting and accepting me and my fiance got the keys to our very fist house and grabbed with very empty hand the first run of the property ladder.
We had the offer accepted on the 18th October and managed to complete within 2 weeks. Great stuff!!
I have just bought a new set of locks for all the doors and we only have one week to do most of the bits we want to do before i'm back at work ri
Q:I'm in the really fortunate position to not be only be on the property ladder, but to also be mortgage free in the next 12 months.
At first I thought it would make the most sense to remortgage my house so that I'm able to put down a fair deposit on a new house, while renting out the my current house, but now I'm not sure.
If I remortgage for half (say) the value, it'll mean the person renting is covering my mortgage on the 1st property, but I'll only
Q:Hello
I am planning to put my flat on the market next year, and in preparation for this I am going to redecorate etc, putting as much Property Ladder/House Doctor advice to work as possible. BUT, there are a few issues that I am not sure whether to deal with now, or leave for the new owners.
Firstly, our shower's thermostat is bust. We never bothered repairing it as the default temperature is pretty much just right, so didn't see the point in splashing out to
Q:I am in a situation where I will be able to move in with my dh,ds and when born my dd to a very cheap rental. The rent including water rates and council tax will be ￡300. Currently we are paying ￡100 a month in council tax in our own house, ￡600 in mortgage, ￡376 in a car loan (that finishes in Dec. It is my intention to get off the property ladder. Move in and live in this cheap rental for 9 yrs. During this time we of been able to have taken the 50k equity from the house, put into a high